Technical Debt.
The future cost of shortcuts taken today — code written fast that will need cleaning up later.
Technical debt is what you accumulate when you choose a quick solution over a clean one to ship faster. Like financial debt, a little is a sensible tool; too much, ignored, compounds until it slows everything down.
Some debt is deliberate and smart — you cut a corner to hit a launch, knowing you'll fix it once the idea is validated. Other debt is accidental, the result of rushed work or inexperience. Both need to be tracked and paid down, or every new feature gets slower and buggier to build.
The warning signs are familiar: small changes take days, bugs reappear, and engineers are scared to touch certain files. Good teams manage debt openly — taking it on consciously and budgeting time to repay it — rather than pretending it doesn't exist.
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